What Should You Say to the Car Insurance Company?

If you drive a car in Baton Rouge, then you probably pay for auto insurance. Even though you pay for insurance, you might never have had to use it. Insurance adjusters can be difficult to deal with, especially when they work for an insurance provider that isn’t your own.

Dealing with the insurance company is inevitable—it’s part of the car accident claim process. The person who caused the auto wreck in Baton Rouge is the one who can be made to pay for it. That means it’s their insurance provider that will pay for your damages. That also means that the insurance company will be calling you.

So, what should you say to the insurance company? Can your statements be used against you?

Talking to the Negligent Person’s Insurance Company 

When the insurance company calls you, you need to be careful of what you say. You could inadvertently harm your case. 

For instance, the insurance company might ask you if you feel responsible for your auto wreck. If you say you feel partially responsible, they could use that statement to decrease the value of your claim. 

In this example, you might not be responsible for causing the accident at all. However, many accident victims feel somewhat responsible for their car accidents. They worry about whether they could have done something to prevent it. This feeling doesn’t mean you caused your crash, but if you say you feel responsible, you might be harming your case.

Can an Attorney Deal with the Insurance Company for You?

Contacting an attorney for help with your claim is likely in your best interests. Your attorney won’t be tricked into harming your claim. Your attorney knows all the insurance companies’ tactics. Your attorney can protect your rights and work to get you the fair settlement you’re due.

In addition, your lawyer can help calculate your damages. Your lawyer will know what a fair settlement looks like. When the insurance company calls, you might want to advise them to contact your lawyer. You should know that if your have an attorney, you don’t have to talk to the insurer to receive a settlement. Your attorney can handle all communications for you.

Reach Out to a Car Crash Attorney in Baton Rouge, LA

Insurance adjusters know what they’re doing, and they know what to say to injury accident victims. They want you to admit to partial fault for your accident so they can reduce your payout. They might try to take advantage of you in other ways. as well, and they certainly aren’t going to volunteer information about compensation you might be owed.

The insurer isn’t on your side, but your car accident lawyer in Baton Rouge is. They can help you file an auto injury claim and deal with the insurance company. Call Spencer Calahan Injury Lawyers at 225-387-2323 or check out our website to learn more about our law firm.

About the Author:

Spencer Calahan Injury Lawyers

With over 125 years of combined experience, Spencer Calahan Injury Lawyers knows how to get real, tangible results for injury victims in the Baton Rouge area. We promise our clients larger settlements than what the insurance initially offers—even after our fee is deducted—because we know that we can deliver.... View full business profile here: Spencer Calahan Injury Lawyers

Comments, Thoughts & Responses