When you’re hurt in a car accident, your first thought may be about your insurance coverage. You don’t want to deal with a lengthy lawsuit, especially if you’re injured and suffering after the crash. You may want to just settle with your insurance company and focus on your injuries.
Most New York City residents have personal injury protection, or PIP, insurance that should cover their losses. But many drivers don’t know what that means for them. Here are a few things to know about your PIP insurance coverage and what it can do before you head to court.
When you’re involved in a car accident, you need compensation that meets your needs. For many other people, that means taking your claim to court. New Yorkers have no-fault insurance, though, and that can make a big difference.
No-fault insurance means you’re covered, no matter who was at fault. You may not have to pay for anything, as long as you’re within the serious injury threshold. If you’re over that threshold, you may need to seek compensation through a NYC car accident lawyer, since your insurance may not fully cover you.
In some cases, you don’t have to worry about the costs of your insurance. You can settle with your insurance company, which should offer you a fair settlement. But things aren’t always so simple after a car accident.
For example, you may have suffered severe injuries during the accident above and beyond what your insurance can cover. In other cases, the insurance company may simply be unwilling to pay for the losses you’ve suffered.
That doesn’t mean you’re out of options, though. Your attorney can step in and fight for you when you’re hurt and the insurance company won’t help. They have the tools you need to fight back and seek the compensation you need for your losses caused by the accident, or damages. These damages may include any of the following and more:
Medical costs
Emotional trauma
Lost wages
Property damage
Pain and suffering
It’s not always easy to get the help you need following a New York car accident. You may have trouble getting the insurance company to help you, even when you know you should be covered by your insurer. That makes it more difficult for you to overcome the suffering you’ve been through.
You don’t have to figure out your PIP insurance coverage and whether you can settle alone. You can seek out a lawyer from Greenstein & Milbauer, LLP who can help you get the answers you need for your claim.
If you’re struggling to overcome your injuries, reach out for a car accident attorney who can help you deal with the insurance companies and take your claim to court, if needed. You should receive fair compensation, not whatever they’re willing to pay. To get started on your claim with a free consultation, give us a call at 1-800-VICTIM2 (842-8462) or visit our website to learn more about our services.
Accidents happen, while being an accident victim may be unavoidable, choosing the wrong attorney is not. The experienced team of lawyers at Greenstein & Milbauer, LLP have more than 15 years of handling highly complicated personal injury claims. Contact our personal injury attorneys to learn how we can help you secure the compensation you are entitled to get back on your feet. 1800-842-8462... View full business profile here: Profile Report: Greenstein & Milbauer, LLP
