What are Third Party Insurance Claims?

What are Third Party Insurance Claims?

 Accidents happen daily. Whether it involves you tripping over your own shoelaces or being in a car crash caused by another person texting while driving, an accident can happen anytime, anywhere, no matter how careful you are. When accidents happen, if you are physically injured or your vehicle is damaged, it is important to know against whom you can bring a claim and what these claims are called. If you or a loved one has been in an auto accident due to the negligence of another, it is invaluable to contact an experienced California personal injury attorney to help you strategize about the best possible outcomes for your case.


Third Party Claims - In California, there are two types of insurance claims - first party insurance claims and third party insurance claims. A first party insurance claim is a claim that you file with your own insurance company after an accident occurs. However, a third party insurance claim is one that you file with an at-fault party’s insurance company after an accident happens due to someone else’s negligence or recklessness. Most people and businesses have liability insurance that covers an event in which someone is injured due to their negligence. However, it is important to note that the type of claim that you file will depend on who was considered at fault in your accident as well as the extent of their insurance coverage. With insurance companies, this process can be long and frustrating, and they may not offer you the fair compensation you deserve for your injuries. Filing a third party insurance claim is only one way in which to be compensated for your injuries, filing a personal injury suit is also an alternative. That is why it is important to seek legal advice and representation if you find yourself in this situation to help you navigate the process and help you determine the best avenue to be compensated for your injuries.


Need Legal Advice? - When you are injured in an accident, you need to know against whom you can bring a claim and how these terms are defined in a legal context. Understanding third party insurance claims can better help you understand the different people or companies you may need to approach and the different processes through which you may have to navigate to be compensated for whatever injuries you have sustained. However, you do not have to do this alone. Here at The Paris Firm we will advocate on your behalf so that we can help you receive the highest possible compensation for your injuries. Because of this, if you or a loved one has been in an auto accident, contact an experienced personal injury attorney at The Paris Firm to help you with your case. Contact our office for a free consultation today.

Photo by Juliette Leufke

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Being injured in a car accident or another catastrophe can have unforeseen consequences. Victims may face paying insurmountable medical expenses, decreased quality of life, be unable to work and pay for the necessities of life. Families may be left grieving over the loss of a loved one in addition to facing funeral expenses and other debts. No one should have to face these consequences alone.Personal injury attorney Eric D. Paris, founder of The Paris Firm has been fighting for the rights of injured people in California since 1994.The Paris Firm serves clients injured in accidents in Los Angeles, Orange County, San Bernardino County, Riverside County and Kern County. Being injured in a car accident... View full business profile here: The Paris Firm

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