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Should You Talk to the Negligent Party's Insurance Company?

Should You Talk to the Negligent Party's Insurance Company?

When you’ve been in an auto wreck, the aftermath can be a challenge to deal with. For some, filing an insurance claim can be stressful and overwhelming. It’s tempting to simply accept the first offer that an insurance company makes to you, but this can hurt you in the long run.

You might be entitled to a great deal of money because of your injury accident. Dealing with insurance companies can be difficult, and you might not know what to say to claims adjusters. If you’re nervous, you might accidentally say something you didn’t mean to say or make other mistakes that harm your auto injury case.

Talking to the insurance company takes experience and knowledge if you hope to get a good settlement for your vehicle accident. Here are some reasons why you might want to leave the insurance negotiations to your car accident lawyer.

How Insurance Companies Deal with Auto Accident Victims

You probably already know that insurance companies can be tough to deal with. They provide insurance so long as the monthly fee is paid on time, but they don’t actually want to pay out on claims when it’s their turn to pay up. This is especially true when you’re dealing with an insurance company that’s not your own.

One of the tactics some insurers use is to call up the accident victims. They act like this is just standard procedure, but then they pepper you with questions about how the accident occurred. They really just want you to admit to some sort of fault for causing the accident, because they understand that any fault found with you will likely lower your claim’s value. If your claim is less valuable, they can pay you less in a settlement.

Another tactic they sometimes use is to offer accident victims a low settlement offer right away. They hope that you will accept it because you’re too tired to wait through a long claim process. They also know that you need a settlement as soon as possible because you’re likely dealing with costs like medical bills and missed wages.

Finally, insurance companies often try to deny claims and drag out the process. They are hoping to wear you down and get you to settle for a lower amount. They know you need the money, and you likely just want to move beyond this accident.

Contact a Vehicle Crash Lawyer

Insurance companies have a reputation for treating accident victims poorly. They care about their own profits, and not always about the losses you’ve experienced. One way to get one over on the insurance companies is to have a lawyer on your side. The insurer will be far less likely to get away with sneaky tactics, and you will be more likely to receive a fair settlement.

Looking to secure a Corpus Christi car accident lawyer? Reach out to Alex R. Hernandez Jr. PLLC to discuss your option to file a car crash claim. Dial 361-792-3811 to receive a free case review. You can also visit our website, where you can learn more about auto wreck claims.


About the Author:

Alex R. Hernandez Jr. PLLC


Alex R. Hernandez, Jr. is an acclaimed trial attorney. With experience on the side of both the plaintiff and defense, Alex brings a wealth of knowledge to the table to help clients with serious injuries in Corpus Christi. After hundreds of civil and criminal cases, he has the knowledge to help put your life back together after a serious injury. Over the past two decades, he has represented thousands of individuals and helped secure the compensation they deserve.... View full business profile here: Alex R. Hernandez Jr. PLLC





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