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Reasons Not to Trust an Insurance Adjuster

Reasons Not to Trust an Insurance Adjuster

Personal injury incidents can result in mild to fatal injuries. If you suffer an injury due to the negligence of another person or entity, you typically have two options. You can seek damages from your own insurance company. Alternatively, you can recover damages from the at-fault party.

North Carolina is an at-fault state for personal injury cases. This means that you are entitled to file a third-party claim with the negligent party’s insurance company. When you file a claim, it is reviewed and handled by an insurance adjuster.

Who Is an Insurance Adjuster?

The insurance adjuster is employed by the insurance company to review claims. The adjuster’s job is to handle the claim, get in touch with you to gather details, and negotiate on behalf of the insurer. In doing so, an adjuster may use different tactics and techniques to get you to accept an unfavorable settlement. Here are some key reasons why you shouldn’t trust an insurance adjuster.

Why Not Trust an Insurance Adjuster?

They Work for the Insurer

The adjuster is an employee of the insurance company. In other words, the adjuster works for the company and not for you. So they will do their best to favor the insurance company.

They Downplay Your Injuries

An adjuster will downplay your injuries and make an offer that is lower than the true value of your claim. This is done so that the insurance company has to pay as little as possible. The adjuster may also bring up unfair objections and discard valuable evidence to paint your injuries as non-serious or unrelated to the incident.

They May Deliberately Delay Payouts

You may be under a lot of financial stress after a personal injury incident, such as a car crash. If you are injured, you will likely face medical bills, lost wages, property damage, and other losses. The adjuster may offer you a small but quick settlement to exploit your financial situation.

If you refuse, the adjuster may then use various tactics to delay the payment. This is done so that you are flustered and are persuaded to accept a low, unfair offer. If you face such underhand tactics from the adjuster, you should get in touch with a Charlotte car accident lawyer.

They Can Use Your Statements Against You

Anything you say over the phone, on social media, or in-person to the adjuster can be used against you. The adjuster may use your statements to counter your claim or dispute the facts of the claim.

How Can a Charlotte Personal Injury Lawyer Help You?

If you have suffered a personal injury in Charlotte, North Carolina, consider professional legal help. On your own, you may have a hard time negotiating with the insurance company. The adjuster may take too long to process your claim, or make an offer that is too low.

With a lawyer on your side, you can avoid these issues. Your lawyer can help to establish liability, calculate the worth of your claim, negotiate a settlement, and even represent your interests in court, when necessary.

Schedule your free consultation with a reliable Charlotte car accident lawyer at The Nye Law Group by calling 855-657-8060 today or visit us online. 

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