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Reasons Not to Trust an Insurance Adjuster

When you get in an accident, you know that filing a claim against the responsible parties could allow you to receive compensation. Most of the time, you’ll be dealing directly with the insurance company, which would be the one to pay for your economic and non-economic damages related to your accident. 

But can you really trust the insurance adjuster? Read on to learn why contacting a Charlotte car accident lawyer to review your claim first can be essential. 

Why Shouldn’t I Trust the Insurance Adjuster?

Although the insurance adjuster might seem like they care about you and want to help you recover compensation for your damages, it’s important to remember that this is rarely the case. 

Here are some reasons why trusting the insurance adjuster is not a great idea:

  • They Want to Help the Company’s Bottom Line – As an employee of the insurance company, it should be obvious that the insurance adjuster is more interested in helping their company’s bottom line than your best interests. It goes without saying that they will never tell you this to your face—but think about it. The insurance company loses money every time it pays out an insurance claim, so getting you to settle for the least amount of money possible is in its best interests.

  • They Look for Reasons to Avoid Paying You What You’re Owed – This is the reason why you should never give a statement to the insurance company without first consulting an experienced personal injury lawyer. The insurance company can—and will—use anything and everything that you say as a wedge in its negotiations for your settlement money. In some cases, this could be as insignificant as slipping up and responding “I’m doing well!” to the question, “How are you feeling today?” 

  • Negotiation Can Increase the Amount of Compensation You Receive – The other reason why you should be skeptical of the insurance adjuster is that no one is ever going to advise you to take the first settlement offer you receive from the insurance company. Clearly, if you’re in financial dire straits and are looking for a quick solution, it’s possible that jumping on the first offer is in your best interests. However, this is rarely the case—and it’s because getting an experienced lawyer on your side who knows how to increase the value of your settlement through negotiations is a real possibility. 

Types of Compensation You Can Receive

After an accident, you may be entitled not only to economic damages in your financial settlement package, but also non-economic damages. 

Whereas economic damages address concrete losses, such as those represented by medical bills and lost income, non-economic damages could include more abstract things like pain and suffering and loss of enjoyment of life. 

Because it can be hard to arrive at an accurate understanding of the real value that these damages could bring to your settlement, it’s advisable to seek out the assistance of an experienced attorney who can make sure you’re not getting ripped off by the insurance adjuster. 

Partner Up with a Personal Injury Lawyer Right Away

Have you been injured in an accident? Don’t let the insurance adjuster dictate terms in your claim. Contact an experienced car accident lawyer from The Nye Law Group and find out how much your claim is actually worth. 

Call The Nye Law Group today at 912-200-5230 for a free consultation. 

About the Author:

The Nye Law Group, PC

As highly respected Charlotte car accident lawyers and Savannah car accident lawyers with offices in Georgia, North Carolina, and South Carolina, The Nye Law Group, PC has the experience and resources necessary to take on even the most complex personal injury cases. If you have suffered a personal injury in any type of accident, it is vital that you understand your legal rights and have an attorney who will fight to protect them. Do not hesitate to contact The Nye Law Group, PC today to schedule a free, no-obligation consultation.... View full business profile here: The Nye Law Group, PC

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