When you’re hurt in a car accident, understanding your insurance policy can make a difference. It may be your first option for coverage when an accident happens, and after all, that’s what you have insurance for, right?
You might be finding quickly that it’s not so simple. You might struggle to understand your insurance policy, what it covers, and how to get the settlement you need after a crash. If you’re having trouble understanding your insurance policy, reach out to a lawyer, who can give you the guidance needed to overcome your injuries.
When you’re hurt in Utah, one of your first issues may be Utah’s “no-fault” laws for car crashes. You've been hit by another driver, but you might not be sure what that means for you.
In a no-fault state, it doesn't matter who's at fault for the car accident. Your insurance company should still pay for your injuries, even if you were partially or totally responsible for the accident. That usually means you’ll need to file a claim with your insurer to get your compensation.
To contrast, fault states are simply places where who's at fault will matter. The person who caused the accident pays for the costs of your injuries. That may be through their insurance company, or your insurance company may compensate you for your losses, then pursue repayment from the other insurance company.
If you choose to work with the insurance company, the process is fairly straightforward. You’ll notify the insurer of the accident and that you’re seeking a settlement for your losses. From there, an adjuster will review the car crash and determine your claim’s worth.
However, it’s not always as simple as requesting an amount and receiving a check, which is why you may need a Salt Lake City car accident attorney. The insurance company may be more focused on protecting its profits, not helping you recover.
Often, these shady companies may lowball your settlement, respond slowly, or not respond at all. These actions can limit the settlement you receive, if you’re not prepared to fight back. Although you do have the opportunity to write a demand letter for your full settlement, having the legal experience of an attorney can make all the difference in your case.
If you’ve been injured in a car crash, you might be struggling to get a settlement that covers all your damages. With growing medical bills, this makes recovery difficult.
That’s where a lawyer from Craig Swapp & Associates can help. We understand that the insurance company may not have your best interests in mind and may be unwilling to work with you. That could leave you dealing with a lawsuit, which feels intimidating.
If you’re concerned about your claim, reach out for a free consultation with a lawyer. Give us a call at 1-800-404-9000 or visiting our website for more options to contact us.
Salt Lake City personal injury lawyer, Craig Swapp and Associates are available to assist all personal injury victims throughout Utah, Idaho, and Wyoming. Our team can help you obtain financial recovery from just about any type of accident. If you’ve recently become an injured victim in a car accident, don’t hesitate to contact Craig Swapp & Associates for immediate assistance from accident lawyers you can trust.Personal InjuryCar AccidentsTruck AccidentsMotorcycle AccidentsWrongful Death... View full business profile here: Craig Swapp & Associates
