How Does No-Fault Insurance Help Me After an Accident?

When you’re hurt in a serious car accident in New York City, chances are good that you don’t want to drag your claim out in court. You want to keep things simple, and you want quick answers, without sacrificing your compensation. 

Your no-fault insurance should be the tool that makes all that possible. But how does it work? If you’re worried about getting the maximum compensation you’re due for your claim, reach out for a Bronx car accident attorney who can guide you to the compensation you’re due. 

What Is No-Fault Insurance? 

When you’re involved in a car accident in New York, your no-fault insurance should cover the costs of your losses. No-fault insurance simply means that it doesn’t matter who’s at fault for the accident. Your insurance company should cover the costs regardless. 

That’s different from fault states, where the at-fault party is responsible for your injuries. In these cases, you may need to prove the other party injured you to get compensated. In no-fault states, you only need to prove you were injured. 

Will My Insurance Cover Me No Matter What? 

Of course, even a no-fault car accident claim can be difficult. For example, your injuries may cross the serious injury threshold. If your injuries are worth more than $50,000, or if you suffered a life-altering injury, like a traumatic brain injury, your insurance company may not cover the full costs of your injuries. You and your lawyer will need to file a personal injury claim. 

You may also have grounds for a lawsuit if your insurance company fails to compensate you without cause. It may be acting in bad faith to protect its own profits. In these cases, your lawyer may act on your behalf to seek compensation. 

Compensation You May Be Due After a Car Crash 

A serious car accident can leave you with devastating injuries and mounting bills. So how do you know what your insurance settlement should be worth, and how do you know what compensation to ask for during your lawsuit? 

Your economic and non-economic damages should be covered following an accident. That means you shouldn’t have to pay out of pocket for your expenses, and you shouldn’t have to suffer from intangible, emotional suffering without repayment. Your lawyer can calculate the exact value of your claim. 

When you’re hurt in a car accident, you may be due compensation for the following damages, among others:

  • Medical bills

  • Lost wages 

  • Property damage 

  • Disfigurement 

  • Emotional trauma

  • Pain and suffering

Talk to a Car Accident Lawyer When Your Insurer Won’t Work with You

Car accidents can be devastating, and you shouldn’t have to worry about your compensation. You also shouldn’t have to worry about taking your claim to court. 

Your lawyer at Greenstein & Milbauer, LLP can take all these worries off your shoulders when you’re hurt. They can negotiate with your insurance company, and they can represent you in the courtroom if the liable party still fails to compensate you. Reach out for a free consultation when you call 1-800-VICTIM2 (842-8462) or when you check out our website for more options. 

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About the Author:

Greenstein & Milbauer, LLP


Accidents happen, while being an accident victim may be unavoidable, choosing the wrong attorney is not. The experienced team of lawyers at Greenstein & Milbauer, LLP have more than 15 years of handling highly complicated personal injury claims. Contact our personal injury attorneys to learn how we can help you secure the compensation you are entitled to get back on your feet. 1800-842-8462... View full business profile here: Greenstein & Milbauer, LLP





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