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How Do I File a Personal Injury Claim for a Car Accident?

After a traumatizing car accident, physical injuries and property damage are not the only things you'll have to worry about. You’ll also have to think of the medical expenses, lost wages, and the cost of repairs to your car. Worse, depending on the severity of your injury, you may not be capable of returning to your job, which means no income for days, weeks, or even months.

Because of this, it’s only natural you’ll want to seek compensation from the liable party. In Florida, this is usually done by filing a personal injury claim. Here's what you need to know about personal injury claims for car accidents.

Where Should You File Your Personal Injury Claim?

First, you should know Florida is a no-fault state. In the case of a car accident, that means both drivers should file their respective claims with their own insurance companies.

To support this, Florida law requires all drivers to carry Personal Injury Protection (PIP) in their car insurance policies. Your insurance company should cover these costs, but if you suspect the company is being unfair, a Pensacola car accident lawyer can help you seek a fair settlement. 

What Should You Do Right After a Car Accident?

The first thing you should do is look out for any critical injuries to yourself and anyone involved in the accident, including the other driver. After immediately receiving a medical evaluation to document any injuries, take extensive photos and videos of the scene. Any pictures and videos could later become crucial evidence in support of your claim and to help determine fault and liability.

You might think that Florida’s no-fault insurance laws mean you will get a speedy recovery of funds. Unfortunately, that’s not always the case.

There are dozens of stories of claimants seeking to recover rightful compensation, only to be turned down by their own insurance companies. These companies usually try to pin the blame on the claimant by arguing their negligence was the cause of the accident.

Usually, this results in the claimant being able to recover much less than they should. In worse cases, the claimant is left unable to recover anything at all.

Contact a Personal Injury Lawyer

When an insurance company offers you its first settlement proposal, it is usually a fraction of what you’re actually owed. You might think accepting this is better than receiving nothing at all, but with the help of a reputable lawyer, you don’t have to settle for the lowest the insurance company is willing to give.

At Gross & Schuster, P.A., we understand the struggle when you’re left suffering after a car accident, only to be victimized again by your own insurance companies. A Pensacola car accident lawyer from our team can give you the best representation possible, whether before the insurance companies or in court, to help ensure you recover every penny you’re entitled to.

When it comes to personal injury claims, it’s always best to have an experienced attorney at your side as soon as possible. Schedule a free case review by calling 850-434-3333 or by visiting us online.

About the Author:

Gross and Schuster, P.A.

In Pensacola and the surrounding communities, the law firm Gross & Schuster, P.A. works with clients and referring attorneys to deliver comprehensive legal representation on a personalized basis. If you have been injured in a car crash or other accident, our lawyers can provide the guidance and representation you need to protect your rights and seek justice. ... View full business profile here: Gross and Schuster, P.A.

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