Dealing with Insurance Companies After a Car Accident

Dealing with Insurance Companies After a Car Accident

When you’re involved in a car accident, you may have joked, “Well, that’s what I have insurance for, right?” While that should be true, insurance companies may not always agree on how to handle your claim. Worse, you may even be a victim of bad-faith insurance policies, which can leave you struggling to recover from your accident and all its expenses. 

Don’t hesitate to work with a Columbia car accident lawyer if you’re hurt in a South Carolina car accident and need help. They can help you get answers from the insurance company after a crash. 

Who’s At Fault? 

When you’re hurt in a South Carolina car accident, you need to pay attention to state fault laws. These laws state that the at-fault party is responsible for the costs of your recovery. That means you’ll need to seek out the at-fault party to get compensated. 

Your insurance company should make this easier. When you file your claim, the insurance company should review it and pay, then seek repayment from the at-fault party’s insurance company. You may also file a third-party claim with the at-fault party’s insurance company. 

The Insurance Claim Process 

But working with the insurance company can be a complex, multi-step process, which can be difficult without a lawyer on your side. For example, when you contact the insurance company to report your accident, take care not to take the blame for your injuries. The insurance company may take the opportunity to reduce the settlement you receive. 

When you call, the insurance company will investigate your claim. They’ll first verify that there was an accident, and then they’ll evaluate how severe your injuries are. Based on this information, they’ll determine whether to approve or deny your claim, and what your claim is worth. 

Taking Your Car Accident Claim to Court 

But getting answers about your car accident claim isn’t always that easy. The insurance company is a for-profit business. Sadly, many of these businesses don’t have your best interests in mind. They may try to pin the blame on you for your injuries to avoid paying for your suffering. 

Your lawyer can step in to negotiate. They can help you maximize your settlement and get compensated, even if the insurance company is doing everything in its power to avoid paying for the injuries you endured. 

But sometimes the insurance company still refuses to work with you. In these cases, your lawyer may take your claim to court. You may have grounds for a lawsuit against your insurance company if the adjuster denied your claim without reasonable grounds for a denial. 

Need Compensation? Talk to a Lawyer 

When you’re hurt in a car accident, recovery isn’t always easy. You may already have had trouble getting answers from the at-fault party and even your own insurance company. Luckily, you do have options with the lawyers at Louthian Law Firm, P.A.

We know how insurance companies may try every trick they have to avoid paying for your settlement. Starting with a free consultation, we’ll work to make sure they do pay what you’re owed. When you’re ready to work with a lawyer and get compensated, call 803-454-1200 or visit us online for more information. 

Article Tags, click any to see related articles:

About the Author:

Louthian Law Firm, P.A.

For more than a half-century, the personal injury lawyers at the Louthian Law Firm have been committed to securing full and fair compensation for injury & accident victims throughout South Carolina. At the Louthian Law Firm, our clients work one-on-one with our South Carolina personal injury lawyers. Our passion for helping injured people in South Carolina remains as strong today as when attorney Herb Louthian founded the firm in 1959. Our attorneys offer free case consultations. Find out if you have a case, today: (888) 254-8573 ... View full business profile here: Louthian Law Firm, P.A.

Comments, Thoughts & Responses