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Common Roadblocks in Work Comp Claims

When you’re hurt in a work accident, it shouldn’t be difficult to get covered for your losses. Your employer may be required to cover you, and the process should be as quick and painless as possible. But you may find yourself running into roadblocks in your workers comp claim. 

When this happens, you may need some help avoiding these roadblocks and overcoming them when you’re hurt. Here are some common obstacles for injured Indiana workers and what you can do about them. 

Employer Disputes 

When a work accident happens, your employer has a responsibility to handle the situation and provide options for workers compensation. But your employer may try to avoid paying for your workers comp benefits. For example, they may claim you were off the clock when the accident happened, or they may dispute your claim because there were no eyewitnesses. 

When this happens, you may need a workers compensation law firm to help you take your claim to court when they refuse to compensate you. If your employer disputes your claim, you have grounds for a hearing about your claim. That hearing can allow you to present your evidence and get the workers comp benefits you were initially denied. 

Lack of Medical Evidence 

Your injuries may be severe, but your employer or insurer may still dispute your claim because of a lack of evidence. For example, you may have suffered lung damage after years of breathing in toxic chemicals in the workplace. But the medical evidence provided may not prove the damage was caused by your workplace conditions. 

If you’ve hit this roadblock, you may need to turn to your doctor for help. They can perform new tests to support your claim and prove you were hurt on the job. These tests can be key in your formal hearing about your claim. 

Bad-Faith Insurance 

In some cases, the insurance company may act in bad faith to avoid paying for your claim. Insurance companies are for-profit companies, and they may use unfair tactics to avoid settling with you. That can leave you unfairly denied compensation after a serious accident. 

But you’re not out of options for your workers comp benefits just because your insurance company denied you. Your workers comp lawyer can help you take your claim to a formal hearing with the Workers Compensation Board of Indiana. You may also be able to pursue a bad-faith insurance claim against the insurance company for any unfair practices. 

Get Answers with a Workers Comp Lawyer 

Many work accidents are open-and-shut cases. Getting compensation for work injuries shouldn’t be complicated, right? Unfortunately, you may find yourself facing roadblocks in your workers comp claim. That makes your claim a longer process to settle. 

Luckily, your lawyer at Kooi Law can help. Together we can overcome the roadblocks you’re facing, getting you compensated fairly and as quickly as possible. If you’re concerned about your claim being denied or delayed, reach out for a free consultation by calling 317-569-1335 or by visiting us online to learn more. 

About the Author:

Kooi Law

https://www.indyfirm.com/Our primary mission is to help you obtain the best result possible.In fact, we won't stop championing your cause until your case is resolved favorably and justly. Learn more about our areas of practice or schedule a free consultation at our office by calling (866) 569-1335.... View full business profile here: Kooi Law

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