You’ve been hurt in a car accident in Florida. You want to put this car accident behind you as quickly as possible, so you might think the best thing to do is to talk to all involved insurance companies.
Obviously, the insurance companies will be involved in your accident case at some point because the insurers are the ones who pay out on car accident claims. However, you don’t have to be the one who talks to them—your lawyer can.
Why do you want to be careful with insurance companies? It’s because insurers can use a car accident victim’s statements against them. The insurers might try to pin you with the blame for the car accident so they don’t have to pay for your losses.
Car accident cases are complex, especially in Florida. It’s usually a good idea to have a lawyer on your side.
Some people will advise you to immediately call your car insurance company after an accident. One thing you might consider doing—especially if you’ve been severely injured—is call a car accident lawyer first. The lawyer can give you legal advice intended to help you deal with the aftermath of your accident.
A lawyer can contact the appropriate insurance companies. You might be owed financial compensation from the at-fault driver’s insurance company if your injuries are serious. Your lawyer can help you file your claim and work to get fair compensation from the insurer.
If you attempt to deal with insurers on your own, you could be taken advantage of. You could be cheated out of money owed to you.
For example, you may say something to an insurer like, “I’m so sorry this car accident happened!” The insurer could try to spin that statement as an admission of fault, even though you were just expressing anguish that the situation occurred. The insurer could get out of paying out on your claim by alleging that you were at fault for the accident—thus it doesn’t owe you money.
Listed below are a few examples of how an insurer could get out of paying you full compensation. They could also deny your claim entirely.
Insurer decides some of your medical treatment was not necessary and so it won’t pay you for that treatment.
Insurer says you admitted some fault for the accident so your settlement should be reduced due to the comparative fault rule.
Insurance company denies part of your damages because you are asking too much for pain and suffering.
Insurer says its driver wasn’t at fault for the accident at all and tries to deny your entire claim.
The insurer offers you a low settlement because it hopes you will take the offer before realizing what your claim’s true value is.
A Pensacola car accident lawyer is ready to help with your claim. Call Gross & Schuster, P.A. at 850-434-3333 to get a free case review. Head to our website for more details about how an attorney at our firm can help you.
In Pensacola and the surrounding communities, the law firm Gross & Schuster, P.A. works with clients and referring attorneys to deliver comprehensive legal representation on a personalized basis. If you have been injured in a car crash or other accident, our lawyers can provide the guidance and representation you need to protect your rights and seek justice. ... View full business profile here: Gross and Schuster, P.A.
